Poor Credit Credit Cards         Balance Transfers  |  Loyalty Cards  |  Reward Cards  |  Purchases  |  Cashback
One of our Credit Card partners with access to the Latest Rates & Deals not yet released online, will call you within 1 hour.
Get me a Credit Card
Is your Credit Rating
About you
Title
First Name
Last Name
Postcode
House no. or name
Street
Town/City
Are you a ...  Homeowner
 Tenant
 Other
Home Phone No.
Mobile No.
Email Address
 I have read the terms and conditions


0% Credit Cards

A zero percent credit card provides you with the benefit of not charging interest on your card balance. Interest free periods are usually limited, after which a rate of interest is applied to the outstanding balance.

Balance Transfer

A Balance Transfer credit card allows you to transfer existing store or credit card debt to a new credit card initially with a potentially lower rate of interest. Particular attention should be paid to the length of time the opening offer is for, once the offer ends the full APR resumes and the full interest will be charged from that point on.

0% Purchase

A zero percent purchase credit card offers an introductory rate that is interest free for new purchases for a specific term after which the standard rate applies. If you are looking for help for instance with your cash flow then a 0% purchase credit card might do the trick for you but be aware that each credit card will vary on the term of the interest free period and the standard rate in which it will revert to. Therefore it is important that you compare these features before applying.

Interest Free Credit Cards

Interest free credit cards are credit cards which offer an interest free period on the credit that is either borrowed from, or transferred onto. Interest free periods are usually limited, after which a rate of interest is applied to the outstanding balance.

Low Interest Credit Cards

A low interest credit card or low rate credit card will feature a low interest rate, so the interest charged on the outstanding balance is lower than on most standard rate cards in the market. This is a good option if you do not want to be changing your credit cards regularly so therefore can take advantage of interest free deals as the card charges a consistently low interest rate.

Cashback

A cashback credit card is a credit card which pays you each time you spend on them. Cashback credit cards will give you back a small percentage of your overall spend, each time you use them, which means, over the course of a year, you will receive a percentage of your yearly spend back. This form of credit card could be worthwhile in order to gain a good source of additional finance.

Bad Credit Credit Cards

A bad credit credit card is a credit card for bad credit or for people with a low/poor credit rating, CCJs or who have claimed bankruptcy. Bad credit credit cards function just like regular credit cards, but due to the perceived higher risk the applicant poses to the card issuer, they often carry a higher rate of interest, and benefits may be reduced.

Rewards

Rewards credit cards quite simply offer rewards or incentives for use. These rewards can vary greatly from air miles to contributions to charities.

Gold and Platinum Credit Cards

Gold and platinum credit cards are a type of credit card product which provides similar features and benefits as a standard credit card, however to qualify for a gold or platinum credit card you may need a higher income than that required for regular a card. A gold card or platinum card may offer higher credit limits and an increased daily cash withdrawal allowance.

Prestige cards may also offer additional benefits such as free extended warranty on many household appliances, free purchase protection, savings on travel / hotels and even free travel insurance. They often have similar benefits to reward cards too in the form of airmiles or money off vouchers for example.

Travel Cards

A travel credit card quite simply is a card providing benefits on travel. This can vary from air miles, saving money on a holiday booking or maybe 0% commission when using abroad.

Business Credit Cards

A business credit card is usually issued to corporate executives or business owners in order to help keep business expenses separate from personal charges. Many financial institutions provide this product with additional benefits for the business.

How to find the Best Deal Credit Card

To find the best credit card deal for you, ensure that you shop around. There are a number of different credit card types in the market all of which have different benefits and interest rates and therefore it is a good idea to compare credit cards in order to find a cheap credit card that suits you're spending or saving requirements.

 

BestDealPlease.com News

Latest News 11/03/2010 at 11.58 GMT
 
In a survey conducted by Norwich Union they have found that up to seven percent of their policy holders provided false information about their health when applying for life insurance and critical illness policies.

The company wrote to 5,000 customers requesting that they validate any information that they may have entered incorrectly on their application. Roughly fifty percent of the applicants responded to the initial request with the approximately seven percent of the applicants admitting to providing misleading information which ultimately could invalidate their policy.

Some of the major falsifications of information included things like denial of being a smoker when the applicant was and giving incorrect information about their weight or pre existing health problems.

In a separate poll by Norwich Union they concluded that up to fifteen percent of applicant’s submitted false information when applying for insurance.

The general consensus from most life insurance companies is that it is just not worth falsifying information on their application form because if you are found out you risk having the policy invalidated. This ultimately means that the insurance company has the right to withhold payment on their policy because false information was supplied.
Our service is free to you but to operate this service we may receive commissions from the provider or broker we refer you to. Bestdealplease.com cannot guarantee nor does it guarantee that you will receive the best deal.
BestDealPlease.com is owned and operated by E Digital UK Ltd, Data Protection Number: Z1976995
home